Retailers that Literally Give You Free Money to Shop

By | February 3, 2017

This post is a followup to “Free Money Coupons Can Save You $500 or More a Year.” It was fairly lengthy so I didn’t include a list of retailers who will throw money at you to spend in their stores. Thus this article.

In case you don’t know, “free money coupons” are those that don’t require you to spend more than the face value of the coupon to redeem. For instance, “Take $10 off of a purchase of $10 or more.” You can literally get a lot of things you want, need, and will use for free if you use these coupons right.

The following list of retailers who give away free money coupons is by no means all encompassing. It includes stores that I’m familiar with, plus a few that I found through research and reader tips (thanks Tynisha!). This list will evolve over time as new information is known. Please help me add to the list and/or keep things as accurate as possible by shooting me an email or commenting. Let’s get started!


The closest Bergner’s to me is 40 minutes away and I’ve never been. However, they are a national chain and I see that they offer free money coupons. Join their rewards program (not their credit card, there is a free rewards program) and you’ll receive a $10 off $10 or more purchase on your birthday, and points which turn into certificates when a spending threshold is met (that’ll never happen because we’re getting everything for free right?). I’ve also seen $10 off $10 or more coupons from them throughout the year, so signing up for their program will probably get these promos sent to your inbox. I suspect that it’s like shopping at JCPenney. Anyone out there know the deal with this retailer? Let me know in the comments.


The Bon-Ton department store is interesting. They frequently offer $10 off of $10 or more free money coupons, which come via email and occasionally in postcard form. I find their prices to be expensive for what they offer. Also, be sure to read the fine print as at times the exclusions render the coupons worthless. Bon Ton tends to be my “free underwear refresher” store. Join their email program and they’ll  send a $5 off $5 or more coupon.

Charming Charlie

Charming Charlie is a fun and colorful women’s boutique. If you’ve ever visited one you know what I mean. Their stuff is playful, if not well-made, which is why I only shop there when I can get something for free. A few to several times a year they offer $10 off $10 or more coupons which can be used on sale and clearance items too. I’ve gotten cute summer wear and pashminas for free. Join the Charm Club to get on the list. Joining won’t score you a free money coupon, but you’ll have a better chance of knowing when they come out. Plus, I’ll post here (Facebook, Instagram, etc.) when I come across them.


Join the Designer Shoe Warehouse (DSW) free rewards program and receive a $10 off $10 or more coupon every year on your birthday. DSW sells shoes and accessories for men, women, and children so there’s something for everyone. You’ll also occasionally receive similar coupons once or twice a year. I never buy anything there unless I have a certificate so I suspect I’d receive coupons more frequently if I did. You also accrue points for spending which net some additional goodies, but I never spend enough. I tend to find tights, socks, leggings, and gloves here for free, but I bet you could get a pair of children’s shoes on clearance for free.


JCPenney department stores frequently offer $10 off $10 or more free money coupons. They are sent through the mail, or more recently distributed in stores while supplies last on specific dates. The good thing about the in-store giveaway is that you have a chance to score a $10 off $10, $20 off $20, or $100 off $100 or more coupon. In addition, the in-store giveaway tends to include a second $10 off $10 coupon for use at a later date, which amounts to $20 of free stuff. To be alerted to these deals and to receive coupons by mail, join their free rewards program.


I’m not a Kohl’s fan myself, so I haven’t joined their Yes2You rewards program.  I dug to learn more and found that they give you a $10 off anything reward coupon on your birthday plus “8 guaranteed offers per year.” I couldn’t find ANYTHING about what the offers might be. Anyone know? In addition you earn points with every purchase which turn into dollars off when you hit the $100 threshold.

Lane Bryant

Lane Bryant is a women’s clothing and accessories retailer that specializes in plus sizes. I tested their text and email club signup to see what would happen. If you join their text club (scroll to the bottom of that page) you’ll receive a $10 off of $10 or more free money coupon. Joining their email club only nets a 20% off purchase coupon. $10 off $10 or more coupons crop up periodically throughout the year. When I come across them I’ll be sure to post here and across my social media.


For the past couple of years Macy’s has given away $10 off of $10 or more free money coupons during the holiday shopping season. They’re usually available to the first 250 or so customers on specific dates. Joining their email list doesn’t seem to be a way to get notified about these deals as I’ve never received an email or other notice. I’ve discovered them through various media. So keep an eye out because when I come across them I’ll be sure to post them here.


Naturalizer retailers sell women’s shoes and accessories (i.e. handbags and scarves). Join their email club and receive a $10 off of a $10 or more purchase coupon. You’ll rarely see anything marked down to $10 here, but you will see shoes on clearance marked down to $19.99 from $79.99 or more. In this case, it’s probably worth spending over the coupon amount for a good pair of shoes.

Yankee Candle

Yankee Candle offers $10 off of $10 or more free money coupons occasionally throughout the year. I wish they would come out during their 75% off sale, but that’s’ another story. Like Macy’s, this is another sneaky coupon that I usually just stumble upon.  When I know, you’ll know. Or if you know before me, let me know and I’ll post! Sometimes they can be combined with sales, sometimes not.  Between Brad and me we scored close to $200 in free Yankee Candle candles last year. I’m set with the smell good for a bit.

So ends the first iteration of the list of free money coupon retailers. As I said, it will evolve over time. Note that it does not include retailer freebies (i.e. birthday and other rewards) and  super awesome discounts. That’s a separate post that’ll be coming soon.

I have one final thought. If there is a downside to the free money coupons it’s that unless you’re able to get free shipping online, you’ll have to actually go to the store to use the coupon. Paying for shipping would negate the benefit. I happen to like the hunt, and many stores are near me. Just something to keep in mind.

Tell me, what have I missed? Let’s make this list long!



Okay, your turn! PLEASE share your awesomeness. I really wanna know.